> ## Content Index > Fetch the complete content index at: https://www.kannz.com/llms.txt > Use this file to discover other available public pages before exploring further. # 新西兰储备银行宣布加息50点 - URL: https://www.kannz.com/rbnz-lifting-ocr-rates-by-50-point-20220413/ - Published: 2022-04-13T02:00:00.000Z - Updated: 2022-04-13T02:29:12.000Z - Author: KANNZ - Tags: 新西兰新闻, #wp, #wp-post, #Import 2024-06-20 15:55 新西兰储备银行今天下午(2022年4月13日)宣布，将新西兰官方现金利率提高50个基点，即从目前的1.00%提升到1.50%。在发布会之前，市场各界对央行本次加息的力度预测不一，几乎所有经济学家都认为加息是板上钉钉的事情，但幅度是50点还是25点则有不同的意见。 新西兰央行的货币政策委员会表示，对二月份的货币政策声明中概述的新西兰的 OCR（官方现金贴现利率） 前景表示“仍然满意”，并且具有投票权的委员们一致表示，尽快将 OCR 转向更为中性的立场，将降低通胀预期上涨的风险。 委员会在声明中提到“鉴于全球经济环境的高度不确定性，现在采取更大的举措，也为将来提供了更多的政策灵活性。由于俄罗斯与乌克兰之间的战争导致全球供应中断、国际贸易商品和能源价格飙升的可能性在加大”。 新西兰时间下午两点，当加息的消息释放后，纽币兑美元的汇率产生了小幅度的跳升，目前纽币兑美元报0.6880，纽币兑人民币汇率报4.3750。 目前各大银行的房屋贷款利率请见下表。 | 贷款银行 | 产品 | 浮动利息 | 6个月定期 | 1年定期 | 2年定期 | 3年定期 | 4年定期 | 5年定期 | | 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------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | ![ANZ](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/images/campaign-logo/anz-logo.jpg "ANZ") | Standard | 5.04 | 5.05 | 4.80 | 5.45 | 5.75 | 5.99 | 6.09 | | | Standard | 18 months = 5.15 | | | | | | | | | Special LVR under 80% | | 4.45 | 4.20 | 4.85 | 5.15 | | | | | Special LVR under 80% | 18 months = 4.55 | | | | | | | | | Blueprint to Build | 2.28 | | | | | | | | [![ASB](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/images/campaign-logo/asb-logo-2.gif "ASB - creating futures.")](https://www.asb.co.nz/rates-and-fees?utm%5Fsource=Interest&utm%5Fmedium=ASB%25252BLogo%25252BMortgage&utm%5Fcampaign=Interest.co.nz "ASB - creating futures.") | Standard | [4.85](https://www.asb.co.nz/rates-and-fees?utm%5Fsource=Interest&utm%5Fmedium=ASB%25252BLogo%25252BMortgage&utm%5Fcampaign=Interest.co.nz) | [4.49](https://www.asb.co.nz/rates-and-fees?utm%5Fsource=Interest&utm%5Fmedium=ASB%25252BLogo%25252BMortgage&utm%5Fcampaign=Interest.co.nz) | [4.19](https://www.asb.co.nz/rates-and-fees?utm%5Fsource=Interest&utm%5Fmedium=ASB%25252BLogo%25252BMortgage&utm%5Fcampaign=Interest.co.nz) | [4.95](https://www.asb.co.nz/rates-and-fees?utm%5Fsource=Interest&utm%5Fmedium=ASB%25252BLogo%25252BMortgage&utm%5Fcampaign=Interest.co.nz) | [5.29](https://www.asb.co.nz/rates-and-fees?utm%5Fsource=Interest&utm%5Fmedium=ASB%25252BLogo%25252BMortgage&utm%5Fcampaign=Interest.co.nz) | [5.89](https://www.asb.co.nz/rates-and-fees?utm%5Fsource=Interest&utm%5Fmedium=ASB%25252BLogo%25252BMortgage&utm%5Fcampaign=Interest.co.nz) | [5.99](https://www.asb.co.nz/rates-and-fees?utm%5Fsource=Interest&utm%5Fmedium=ASB%25252BLogo%25252BMortgage&utm%5Fcampaign=Interest.co.nz) | | | Standard | [18 months = 4.75](https://www.asb.co.nz/rates-and-fees?utm%5Fsource=Interest&utm%5Fmedium=ASB%25252BLogo%25252BMortgage&utm%5Fcampaign=Interest.co.nz) | | | | | | | | | Back My Build | 2.54 | | | | | | | | [Bank of Baroda](https://www.interest.co.nz/directory?ref=kannz.com#bob "Bank of Baroda") | Standard | 5.75 | | 4.25 | 4.75 | | | | | [Bank of China](https://www.interest.co.nz/directory?ref=kannz.com#boc "Bank of China") | Standard | 5.85 | 5.35 | 5.45 | 5.55 | 5.70 | 6.00 | 6.29 | | | Special | 3.95 | 4.15 | 4.05 | 4.55 | 4.75 | 5.15 | 5.35 | | | Special | 18 months = 4.35 | | | | | | | | [![BNZ](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/images/campaign-logo/bnz-logo-new-2.png "click to contact BNZ")](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans "click to contact BNZ") | Special – Classic | | [4.19](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | [3.99](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | [4.69](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | [5.25](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | [5.60](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | [5.80](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | | | Special – Classic | [18 months = 4.55](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | | | | | | | | | TotalMoney | [5.15](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | | | | | | | | | Std & Flybuys | [5.15](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | [5.09](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | [4.79](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | [5.49](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | [5.79](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | [5.99](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | [6.15](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | | | Std & Flybuys | [18 months = 5.15](https://www.bnz.co.nz/personal-banking/home-loans?source=interest.co.nz&medium=link&campaign=homeloans) | | | | | | | | [China Construction Bank](https://www.interest.co.nz/directory?ref=kannz.com#ccb "China Construction Bank") | Standard | 5.00 | 4.85 | 4.85 | 5.35 | 5.65 | 5.95 | 6.05 | | | Standard | 18 months = 5.09 | | | | | | | | | Special | | 4.15 | **4.25![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **4.90![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **5.20![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **5.65![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **5.90![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | | | Special | **18 months =** **4.50** ![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif) | | | | | | | | [Co-operative Bank](https://www.interest.co.nz/directory?ref=kannz.com#psis "Co-operative Bank") | Owner Occupied | 4.95 | **3.89![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **3.89![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **4.79![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **4.99![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **5.45![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **5.79![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | | | Owner Occupied | **18 months =** **4.49** ![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif) | | | | | | | | | Standard | 4.95 | **4.39![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **4.39![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **5.29![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **5.49![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **5.95![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **6.29![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | | | Standard | **18 months =** **4.99** ![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif) | | | | | | | | | First Home Buyer Special | | | **3.79![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | | | | | | [Heartland Bank](https://www.interest.co.nz/directory?ref=kannz.com#heart "Heartland Bank") | Residential | 3.50 | | 3.49 | 4.05 | 4.25 | | | | | Reverse Mortgage | 6.45 | | | | | | | | [HSBC](https://www.interest.co.nz/directory?ref=kannz.com#hsbc "HSBC") | Premier | 4.99 | 4.09 | 3.95 | **4.79![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **5.19![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **5.39![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **5.69![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | | | Premier | **18 months =** **4.54** ![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif) | | | | | | | | [ICBC](https://www.interest.co.nz/directory?ref=kannz.com#icbc "ICBC ") | Standard | 5.79 | 5.35 | 4.49 | 4.69 | 4.99 | 5.45 | 5.49 | | | Special | **4.50![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **4.15![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **3.99![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **4.50![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **4.85![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **5.05![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **5.25![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | | | Special | **18 months =** **4.35** ![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif) | | | | | | | | ![Kiwibank](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/images/campaign-logo/kiwibank6.gif "Kiwibank") | Standard | 4.50 | 5.45 | 4.99 | 5.85 | 5.99 | 6.45 | 6.79 | | | Special | | 4.45 | 3.99 | 4.85 | 4.99 | 5.45 | 5.79 | | | Offset Mortgage | 4.50 | | | | | | | | [Kookmin](https://www.interest.co.nz/directory?ref=kannz.com#kookmin "Kookmin") | Standard | 5.20 | 4.90 | 4.90 | 5.20 | | | | | [![SBS Bank](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/images/campaign-logo/sbsbank-new-logo.jpg "click here to contact SBS Bank")](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-logo&utm%5Fcampaign=direct "click here to contact SBS Bank") | Residential | [4.79](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-rates-standard&utm%5Fcampaign=direct) | **[4.99](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-rates-standard&utm%5Fcampaign=direct)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[4.49](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-rates-standard&utm%5Fcampaign=direct)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[5.05](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-rates-standard&utm%5Fcampaign=direct)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | [5.19](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-rates-standard&utm%5Fcampaign=direct) | **[5.69](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-rates-standard&utm%5Fcampaign=direct)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[6.05](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-rates-standard&utm%5Fcampaign=direct)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | | | Residential | [**18 months =** **4.89** ](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-rates-standard&utm%5Fcampaign=direct)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif) | | | | | | | | | Special | | **[4.49](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-rates-special&utm%5Fcampaign=direct)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[3.99](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-rates-special&utm%5Fcampaign=direct)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[4.55](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-rates-special&utm%5Fcampaign=direct)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | [4.69](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-rates-special&utm%5Fcampaign=direct) | **[5.19](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-rates-special&utm%5Fcampaign=direct)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[5.55](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-rates-special&utm%5Fcampaign=direct)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | | | Special | [**18 months =** **4.39** ](https://www.sbsbank.co.nz/home-loan?utm%5Fsource=interest&utm%5Fmedium=display&utm%5Fcontent=mortgage-rates-special&utm%5Fcampaign=direct)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif) | | | | | | | | | First Home Combo | | | 2.99 | | | | | | | Construction lending for FHB | 2.29 | | | | | | | | | Unwind reverse equity | 5.85 | | | | | | | | [![TSB Bank](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/images/campaign-logo/tsb-bank-logo-1.gif "TSB Bank Home Loans %u2013 Apply now or find out more")](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz "TSB Bank Home Loans %u2013 Apply now or find out more") | Standard | [5.59](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz) | [4.75](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz) | [4.75](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz) | **[5.65](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[5.79](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[6.25](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[6.45](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | | | Standard | [**18 months =** **5.35** ](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif) | | | | | | | | | Special LVR <80% | [4.79](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz) | [3.95](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz) | [3.95](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz) | **[4.85](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[4.99](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[5.45](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[5.65](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | | | Special LVR <80% | [**18 months =** **4.55** ](https://www.tsb.co.nz/loans/home-loans-mortgages/rates?utm%5Fsource=interest.co.nz&utm%5Fmedium=mortgage%5Flogo&utm%5Fcampaign=interest.co.nz)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif) | | | | | | | | [![Westpac](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/images/campaign-logo/westpac-logo1.gif "Westpac")](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates) | Standard | [5.24](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates) | **[4.99](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | [4.59](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates) | **[5.39](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[5.69](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[5.99](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[6.29](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | | | Standard | [**18 months =** **5.09** ](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif) | | | | | | | | | Special LVR < 80% | | **[4.39](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | [3.99](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates) | **[4.79](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[5.09](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[5.39](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | **[5.69](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif)** | | | Special LVR < 80% | [**18 months =** **4.49** ](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates)![](https://storage.ghost.io/c/af/a9/afa9d2e0-a715-4316-9ab3-f7b2c26c216f/content/images/sites/default/files/images/interest_financial_indicator-up.gif) | | | | | | | | | Choices Offset | [5.24](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates "ChoicesOffset") | | | | | | | | | Choices Everyday | [5.34](http://www.westpac.co.nz/home-loans/interest-rates/?opendocument&utm%5Fcampaign=WPG%5F0175%5FInterest&utm%5Fmedium=logo&utm%5Fsource=Interest.co.nz%5FHome%5Floan%5Frates&utm%5Fcontent=logo%5FInterest.co.nz%5FHome%5Floan%5Frates) | | | | | | |